USDA loans are
primarily used to help low-income individuals or households
purchase homes in rural areas. Funds can be used to build,
repair, renovate or relocate a home, or to purchase and
prepare sites, including providing water and sewage facilities.
Applicants for loans may have an income of up to 115% of
the median income for the area. Families must be without
adequate housing, including increasing family size, but
be able to afford the mortgage payments, including taxes
and insurance. In addition, applicants must have reasonable
credit histories.
Chose a USDA Loan if you:
- Homes in Rural or Suburban areas are available
- 100% loan programs at competitive rates
- Home buyers are eligible for this program when other
financial programs are not suitable
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