If you’re looking for a Mortgage Lender in Albuquerque, New Mexico to help you Refinance your home, look no further.
Vision Mortgage, Albuquerque’s Premier Refinance Experts can assist you with refinancing your home and are knowledgeable in aspects of the refinance process.
Home refinancing is a great way to lower your mortgage interest rate and reduce your monthly payments. However, if you’ve never gone through a home refinance, then there’s a ton to know. Before you apply for a refinance loan, consult with our Refinance Experts in Albuquerque, New Mexico about your refinance options.
Albuquerque Home Refinance Questions:
Is Equity Necessary to Refinance?
In most cases, yes. Lenders typically require you to have a 90% loan-to-value ratio if you want to refinance. They also want to see that your home has increased in value.
Will My Bad Credit Prevent Me From Refinancing?
Bad credit won’t necessarily hinder you from refinancing your home. It just means you won’t get the best interest rate possible. However, if your credit is really bad, we can probably assist you with improving your credit.
Can I Get Cash Out From My Home Refinance To Pay Bills?
For some loans, it’s possible to get a loan for more than the total refinance. However, this is a decision between you and your lender.
With over 30 years of financial services experience between the two owners, Charles Davis and Mo Marwan will make your home buying and mortgage refinancing experience a pleasant one.
Get In Touch
Address: 4901 McLeod Rd NE # C Albuquerque, NM 87109